General Casualty Coverage

Businesses need protection against liability risks and exposures.  Primary and excess liability policies provide peace of mind for customers across industry sectors.

Protecting Your Needs

Coverage Overview

Flexibility is a key function of Royal Insurance Associates’ general casualty offerings. Understanding the needs of our clients allows tailoring of coverage terms and forms to fit each customer. Our products offered through “A” rated carriers provide solutions to a wide range of casualty exposures.

  • General Liability
  • Excess Liability
  • Products Liability
  • Liquor Liability

Property Damage

Machinery and worksites in the renewable and traditional energy sector are subject to various weather patterns and seasonal changes to the environment. These factors can cause complications that increase the risk of equipment failure or damage to vital machinery. Having an insurance policy in place for your company’s onshore or offshore property will ensure that your business’s machinery is protected and can return to peak operation as soon as possible in the event of a failure resulting from natural disaster, environmental damage, or human error.

Men looking at Energy Sector

Contingent/Loss of Production

In the energy sector, there are many factors that can result in a halt to production, such as pollution, extreme weather, and high-risk accidents. With a Contingent/Loss of Production insurance policy, your company could be compensated for an interruption in operation that results in a loss of income. Just like other businesses, this policy will ensure that your company can maintain costs like payroll, facility maintenance, and other expenses until repairs can be made and production can resume.

Cargo and Equipment

Both onshore and offshore facilities face unique risks to their specialized equipment. Potential damages to equipment or materials required for operation can result in a halt to production. In order to safeguard against these risks and guarantee a quick return to full-scale operations, it’s important to have a Cargo & Equipment insurance policy in place.

Men working in Oil Field

General Liability

Similar to other businesses, General Liability insurance provides coverage for personal injury and physical damage to property for people or organizations outside of your company. This policy is essential given the inherent risk of personal damages resulting from potential equipment failures or on-site pollution incidents.

Get The Royal Treatment

Ready to discover just the right specialty insurance solution? Royal Insurance Associates is here to help you navigate the ocean marine, energy, general casualty, and motorsports insurance marketplaces with confidence and ease.

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